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Huntsville, AL Bankruptcy Attorney

We Rebuild Financial Futures, One Case at a Time.

Larsen Law is your trusted ally in navigating the complexities of bankruptcy law in Alabama. Let us be your partner in overcoming debt and reclaiming control of your finances.
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Find Relief From Debt Today.

Let Our Bankruptcy Experts Guide You to a Fresh Start.

Larsen Law is your trusted bankruptcy attorney in Huntsville, AL. Our specialized team offers expert legal assistance in Chapter 7 and Chapter 13 bankruptcy cases. With a focus on personalized client care and a strong understanding of bankruptcy law, we are here to guide you through the process with compassion and expertise. Whether you're dealing with debt, creditor issues, or potential foreclosure, trust our experienced team to provide strategic counsel and support for your financial fresh start. We've closed thousands of cases, all tailored to provide our clients and their families with a structured path to regain financial stability. We can help assess your situation and determine if bankruptcy is the right option for you, or let us navigate the complexities of bankruptcy proceedings and advocate for your best interests.
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How We Can Help You.

Situation Assessment

We can evaluate your financial circumstances, including your assets, debts, income, and expenses, to determine whether bankruptcy is the right option for you.

Explore Alternatives

Before filing for bankruptcy, we can explore alternative debt relief options with you, such as debt negotiation or settlement, loan modification, or debt consolidation.

Creditor Protection

Once you've retained our services, we can communicate with creditors on your behalf, putting an end to harassment and aggressive debt collection tactics.

Court Representation

If your case requires appearances in bankruptcy court or meetings with creditors, we will represent you and advocate for your interests throughout the process.

Asset Protection

We can advise you on strategies to protect certain assets from being liquidated or seized during bankruptcy proceedings, maximizing the assets you can retain.

Debt Discharge

We will work to ensure that you receive the most favorable outcome possible, including the discharge of eligible debts, allowing you to obtain a fresh financial start.
Contact us When You Have Overwhelming Debt. If you're struggling with overwhelming debt and finding it difficult to keep up with payments, it may be time to seek advice from a bankruptcy attorney. We can help assess your situation and determine if bankruptcy is the right option for you.
Contact us When You Have Creditor Harassment. If you're being harassed by creditors through constant phone calls, letters, or even threats of legal action, we can step in to stop the harassment and provide you with legal protection.
Contact us When You Have a Foreclosure or Repossession. If you're at risk of losing your home to foreclosure or your car to repossession due to missed payments, consulting with us can help you understand your options for protecting your assets through bankruptcy.
Contact us When You Have Wage Garnishment. If your wages are being garnished to pay off debts, bankruptcy may be able to stop or reduce the garnishment, allowing you to regain control of your finances. We can advise you on the best course of action.
Contact us When You Have Pending Lawsuits. If you're facing a lawsuit from creditors or debt collectors, we can help defend your rights and explore whether bankruptcy might be a viable solution to resolve the legal action against you.
Contact us When You Have Medical Bills. Unexpected medical expenses can quickly lead to unmanageable debt. If you're drowning in medical bills and unable to keep up with payments, we can help you explore your options for relief.
Contact us When You You're in a Divorce. Divorce can often lead to financial strain, especially if there are debts involved. Consulting with us during divorce proceedings can help you understand how bankruptcy may affect your financial obligations.

Bankruptcy Law FAQs

Explore the answers of some of the frequently asked questions about bankruptcy law and how our firm can assist you. From understanding the different types of bankruptcy to learning how a bankruptcy attorney can help you, we're here to provide clarity and peace of mind during this challenging time.
Is it hard to file bankruptcy?

No. Although there is a lot of paperwork involved in filing bankruptcy, having a skilled and experienced attorney will make the process much less stressful and complicated. A couple of years ago, it became mandatory that all filings be done electronically, so that makes it a lot easier.

Will filing bankruptcy stop creditors calls?

Yes. Once your creditors have been notified that you have filed bankruptcy, they will no longer contact you. Instead, your creditors will work directly with our office.

Can I ever get credit again?

Yes. You can start rebuilding your credit immediately. Bankruptcy wipes out debt, which in turn helps improve your credit score. Making timely payments on the property that you choose to keep also helps raise your credit score. You will be able to get certain forms of credit as soon as your case is discharged—and sometimes sooner.

Can I can only file bankruptcy once?

No. You can file bankruptcy as many times as you want. However, you are limited on how often you can receive a discharge. You can receive a Chapter 7 discharge once every eight years, or a Chapter 13 discharge every two years. If you receive a Chapter 7 discharge, you have to wait six years before you can receive a Chapter 13 discharge. If you receive a Chapter 13 discharge, you cannot receive a Chapter 7 discharge for four years. If you do not receive a discharge, you can re-file as many times as you want. Be advised, however, that the court will punish serial filers by preventing them from filing again for six months or more.

Will I lose everything I own?

No. Bankruptcy makes it possible for you to keep the majority of your property, and it offers you protection from the collection efforts of your creditors, protections you simply don’t have outside of bankruptcy. The laws pertaining to property exemptions for debtors vary from state to state. Therefore, you should consult our office to properly advise you of the laws in your jurisdiction. Bankruptcy doesn’t always wipe out liens. This means that you will have to continue to pay for certain property if you want to keep it.

Is there is a minimum debt required?

Bankruptcy law does not set any minimum amount of debt necessary to file. If the debt appears to be beyond your ability to pay, you can elect to file bankruptcy if it represents a smart choice in your personal and financial situation.

I think I want to file for bankruptcy...

You can contact our office at (256) 859-3008. We will be glad to schedule an appointment for a free consultation.

Meet John Larsen

John is a distinguished graduate of Huntsville High School and the University of Alabama, where he excelled academically and was recognized as a Phi Beta Kappa honors scholar. With a background in law from the University of Alabama Law School, John served as an attorney in the United States Army JAG Corp before transitioning to private practice in Huntsville. Specializing in consumer bankruptcy, John is a dedicated family man with four daughters whom he loves taking fishing on his farm with wife Sarah. An avid sportsman, John enjoys hunting and fishing in his free time.
"We’re here to make the bankruptcy process a little easier by walking you through the steps and handling the situation for you."
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Testimonials

What Clients Say About Us

I love the staff and the whole team has been good to us! He has done 3 cases in my family including my own. I get answers to any questions, I always get time needed. Mr. Larson shows up for court, gives me all the info I need and never rushed me during a meeting. He did exactly what he said he was going to do. Which is more then I can say about other lawyers.
Brookelyn T.
Google Review
He and his staff are always courteous and professional. They're always very patient with me when I'm asking a million questions about my case and let me talk to Mr. Larsen anytime he's in the office and available. He deals with a lot of clients and is in court a lot, but does a great job keeping up with everything.
Zoe W.
Google Review
John Larsen did a fantastic job saving my home from forclosure. A creditor removed money from my acct after I had filed chapter 13, Mr. Larsen got my money back plus more John and Lori I think y'all are great!!! I would recommend you to anyone needing relief or just some breathing room. Thanks again.
Kim J.
Google Review
If I could click TEN stars I would! John is very kind, professional and helpful to my needs. He helped me get through a bankruptcy and was a lifesaver! I truly appreciate his help and understanding- especially through a hard time. I recommend going to him and not being a victim to the larger companies.
Jennifer L.
Google Review
My wife and I had made a mess of things concerning our credit and bad financial decisions....this law firm has literally brought us out of the pit and helped us to start reestablishing our credit so we can eventually buy a house. I recommend them to anybody and everybody!!!! They will go to bat for you and give you peace of mind that someone is on your side.
Roger K.
Google Review
My experience with Eric was absolutely phenomenal. He took great care to handle my matter with prompt and detailed communication when necessary, professionalism, and always made me feel like I was his priority when things my case came up.Highly recommend!
Chris G.
Google Review
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Zero Down Bankruptcy

With this service, you pay no money upfront and no interest payments; you would set up a monthly payment plan that begins 30 days after you file. Schedule a free consultation today to discuss your financial situation and explore your options for debt relief.
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Huntsville, AL

1733 Winchester Road NE
Huntsville, Alabama 35811
Call: (256) 859-3008
This is an advertisement. We are a Debt Relief Agency and Attorneys At Law who help people file for bankruptcy relief under the Bankruptcy Code. ALABAMA STATE BAR RULES require that all attorney advertising include the following: No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers.
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